CACHE VALLEY BANK'S CUSTOMER PRIVACY POLICY
WHAT DOES CACHE VALLEY BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Transaction history and transaction or loss history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Cache Valley Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Cache Valley Bank share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes To offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes Information about your transactions and experiences | Yes | No |
| For our affiliates' everyday business purposes Information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Questions?
What we do
How does Cache Valley Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cache Valley Bank collect my personal information?
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Use your credit or debit card or make a wire transfer
- Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates' everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Liberty Bank Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Cache Valley Bank does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Cache Valley Bank doesn't jointly market.
Additional important information
The following information applies to Cache Valley Bank customers who choose to utilize the Cache Valley Bank app found in their device's official app store.
App permissions
If you utilize Cache Valley Bank's mobile banking app to access your account information via online banking, you may be prompted in the app for permission to access certain functions on your phone to utilize various features within the app. You may choose not to allow the app permission to your phone functions, which will restrict the functionality of the associated feature within the app. Below is a list of the phone permissions:
Data retention
Data found within the app is retained according to federal and state regulations.
Questions
Please contact us at 888-418-5333 with any questions.