Bank Accounts &Services
Your Personal Financial Outfitter.
Personal Banking Services That Fit Your Needs.
Checking, savings, cards, and more — designed around your life.
Cache Valley Bank offers a variety of personal banking services designed to meet the needs of our customers. Our deposit accounts include various checking and savings options, and for those looking to grow their savings at competitive interest rates, we offer money market accounts and Certificates of Deposit (CDs) tailored to your individual goals.
Our card services feature both debit and credit cards, offering convenience and security for everyday transactions. With a focus on personalized service and community involvement, we strive to be a trusted partner and financial outfitter for our customers.
Personal Accounts
When it comes to traditional banking solutions, we have a full suite of accounts to help you with whatever your journey requires.
- Checking Accounts
- Money Market Accounts
- Savings Accounts
- Certificates of Deposit (CDs)
- IRA Accounts
- HSA Accounts
Consumer Loans
We provide consumer lending fit for many different purposes. From auto financing to home improvements and unexpected expenses.
- Auto Loans
- Personal Loans
- HELOCs
- Overdraft Line of Credit
- Mortgage
Card Services
A card for everyday transactions. Both debit and credit cards, offering convenience and security for everyday transactions.
- Visa Credit Cards with Rewards
- Visa Debit Cards
- Purchase Alert Program
- Online Card Management
- Mobile Payments
Account Offerings
All of our deposit accounts earn interest — choose the one that fits your financial goals.
Checking
Your everyday account with debit card access and overdraft protection
Money Market
Higher earning potential with flexible access to your funds
Savings
Start building your future with as little as $25
Certificates of Deposit & IRA
Guaranteed returns with terms from one month to five years
Early withdrawal penalty
If you withdraw money within six (6) days after the date of deposit, the minimum required penalty is seven (7) days simple interest on the withdrawn funds.
Health Savings Accounts
Triple tax advantage for qualified medical expenses
| 2026 Limits | Single | Family |
|---|---|---|
| Min. Deductible | $1,700 | $3,400 |
| Max Out-of-Pocket | $8,500 | $17,000 |
| Contribution Limit | $4,400 | $8,750 |
Age 55+ catch-up: Additional $1,000 per year
VISA Cards
Visa® Classic
Credit Limit: Up To $4,999
Visa® Gold
Credit Limit: $5,000 and Above
All contents are accurate at the time of printing. For changes that may have been made after printing please call (888) 418-5333.
Cache Valley Bank, PO Box 3227, Logan, UT 84323-3227
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
Online Banking
Our online banking platform allows customers to manage their accounts, pay bills, and transfer funds seamlessly from anywhere, ensuring a hassle-free banking experience.
24/7 Account Access
Bank on your schedule
Mobile App Available
Bank from anywhere
Secure Transactions
Bank with confidence
Banking Services
Everything you need to manage your finances, all in one place
Account Services
Everyday Banking
Additional Services
Quick Links & Support
Support Lines
Card Services
Online Services
Ready to get started? Lets Talk!
With expert guidance, local service, and lending solutions built around your goals, our team is here to help you borrow with confidence.