Treasury Management Pricing
Real Prices, Published. Build Your Package and See Your Cost.
Treasury Management Price Calculator
Build your perfect financial services package for your small business
Build your custom package by selecting services from each category below
ACH - Send/Pull/Pass-Thru
Automated Clearing House transactions for sending, pulling, or passing through payments
Remote Deposit Capture - Single Feed Scanner
Scan and deposit checks remotely using a single-feed scanner
Remote Deposit Capture - Multi-Feed Scanner
High-volume check scanning and deposit with multi-feed scanner
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How Our Treasury Management Pricing Works
At most banks, treasury management pricing starts with a sales call. At Cache Valley Bank it starts with a published price list. Our packages are tiered by how many services your business uses, so a company running one service pays $20 per month and a company adding remote deposit, ACH payments, or fraud prevention knows exactly what each addition costs before talking to anyone.
These prices apply at every Cache Valley Bank location across Utah and Idaho, and most services run through online banking, so your business does not need to be near a branch. The calculator above uses the same pricing data as the table below. The quote you build is the quote our treasury officers see. Learn more about each service on our treasury management solutions page.
| Package | What qualifies | Monthly price |
|---|---|---|
| Journey | One service | $20/month |
| Navigate | Two services, or the ACH plus remote deposit bundle | $50/month |
| Mountains Await | Three or more services, or any advanced service | $100/month |
| Peak Performance | Specialized business types and Same Day ACH | $250/month |
| Your Financial Outfitter | Complex setups with high daily and monthly volumes | $500/month |
| Concierge Business Services | Multi-entity companies, API and SFTP integrations | Custom |
What real packages cost
Just getting started
- ACH for payroll and vendor payments, up to 5 batches monthly
A single service lands in our starter package.
Payments plus deposits
- ACH, up to 20 batches monthly
- Remote deposit capture with a single-feed scanner
Bundling ACH with remote deposit keeps you at the two-service price.
Growing, with fraud protection
- ACH, up to 20 batches monthly
- Remote deposit capture
- Positive Pay on one account
Three services unlock the full package, including room to add more.
Insured Cash Sweep accounts add $40 per month per account, waived on the Peak Performance and Your Financial Outfitter packages. Final pricing is subject to approval and account review.
Treasury Management Pricing FAQ
How much does treasury management cost at Cache Valley Bank?
Our packages are tiered by how many services you use. One service starts at $20 per month, two services at $50, and three or more services at $100. Specialized setups with high volumes run $250 to $500 per month, and complex multi-entity businesses receive custom pricing. Use the calculator on this page to see your exact monthly total.
What treasury management services does a small business actually need?
Most businesses start with ACH origination for payroll and vendor payments, plus remote deposit capture so checks can be deposited from the office. Businesses that write checks or carry higher fraud exposure add Positive Pay. Companies holding balances above standard FDIC limits add an Insured Cash Sweep account.
What is Positive Pay and do I need it?
Positive Pay matches every check and ACH item presented against your account to a list you approve, and flags anything that does not match before it clears. If your business issues checks or has experienced fraud attempts, it is one of the most effective protections available. Enrolling one account starts at $50 per month.
What is an Insured Cash Sweep (ICS) account?
An Insured Cash Sweep account automatically spreads balances above the standard FDIC insurance limit across a network of insured banks, so your full balance stays FDIC insured while you manage everything from one account. ICS adds $40 per month per account, and the fee is waived on our Peak Performance and Your Financial Outfitter packages.
Why does Cache Valley Bank publish treasury management pricing?
Most banks only quote treasury pricing after a sales conversation. We publish ours so you can compare real numbers on your own time. Build a package with the calculator, download or email the quote, and a treasury officer will follow up if you want help tailoring it.
Is treasury management available everywhere Cache Valley Bank operates?
Yes. The same packages and pricing are available at every Cache Valley Bank location across Utah and Idaho, from Logan to St. George to Preston. Most services run through online banking, so your business does not need to be near a branch to use them.