Cache Valley Bank Checking and Savings Accounts

FREE CHECKING:
* No minimum balance
* Open with $100 or more
* Visa Debit Card – OAC

CACHE CHECKING:
* Minimum balance of $200 is required to avoid monthly service charge of $10.00
* Open with $100 or more
* Visa Debit Card – OAC
* Visa Credit Card w/$500 limit – OAC - Waive Annual Fee
* Overdraft Protection w/$500 limit – OAC

PREMIUM CHECKING:
* Minimum balance of $500 is required to avoid monthly service charge of $10.00
* Open with $100 or more
* Interest paid at the current rate and is variable
* Visa Debit Card – OAC
* Visa Credit Card w/$1,000 limit – OAC - Waive Annual Fee
* Free Small Safe Deposit Box
* Free Cashiers and Travelers Checks and Money Orders

SILVER ACCOUNT:
* No minimum balance.
* Direct Deposit of Social Security
* Open with $100 or more
* First order of checks is printed free.
* Debit Card – OAC
* Overdraft Protection w/$500 limit – OAC

MONEY MARKET:
Minimum balance of $1,000 is required to avoid monthly service charge of $10.00. Rates and APYs may change daily.


* Customer is limited to six withdrawals per month, only 3 of which may be to a third party (a third party check is one written to someone other than the account owner).
* Customer may transfer funds to another checking account or use a counter check to withdraw funds from the Money Market account.
* Fees could reduce the earning on the account.
* APY = Annual Percentage Yield

BUSINESS ACCOUNT:
* Business ONLY account
* No minimum balance is required
* Open with $100 or more
* Visa Credit Card w/$500 limit – OAC
* Merchant processing available

SAVINGS:
* No minimum balance
* Open with $25.00 or more
* Limit of 6 withdrawals per statement cycle (quarterly)
* Additional withdrawals are $1.00 each