Checking and Savings Accounts

EZ CHECKING

  • No minimum balance
  • Open with $50 or more
  • Visa Debit Card – OAC
  • Visa Credit Card w/$500 limit – OAC – Waive Annual Fee
  • Overdraft Protection w/$500 limit – OAC

NOW CHECKING

  • Minimum balance of $500 is required to open the account and avoid monthly service charge of $10.00
  • Interest paid at the current variable rate
  • Visa Debit Card – OAC
  • Visa Credit Card w/$2,500 limit – OAC – Waive Annual Fee
  • Overdraft Protection w/$500 limit – OAC

PREMIER NOW CHECKING

  • Minimum balance of $20,000 is required to open the account and avoid monthly service charge of $10.00
  • Interest paid at the current variable rate
  • Visa Debit Card – OAC
  • Visa Credit Card w/$5,000 limit – OAC – Waive Annual Fee
  • Overdraft Protection w/$1,000 limit – OAC

SILVER NOW CHECKING

  • No minimum balance
  • Open with $50 or more
  • Free checks
  • Interest paid at the current variable rate
  • Visa Debit Card – OAC
  • Visa Credit Card w/$2,500 limit – OAC – Waive Annual Fee
  • Overdraft Protection w/$500 limit – OAC

MONEY MARKET

  • Minimum balance of $1,000 is required to avoid monthly service charge of $10.00
  • Open with $1,000 or more
  • No interest is paid when under the $1,000 minimum balance
  • A depositor may make no more than six covered transfers or withdrawals per statement cycle
  • Fees could reduce the earning on the account
  • Interest rate tier based on the account balance
  • Interest paid on current variable rate

BUSINESS ACCOUNT

  • Business ONLY account
  • No minimum balance is required
  • Open with $50 or more
  • Merchant processing available
  • Business Credit Cards available – OAC
  • Check protection line available – OAC

SAVINGS

  • Open with $25 or more
  • A depositor may make no more than six covered transfers or withdrawals per statement cycle
  • Additional withdrawals are $.50 each
  • Interest paid on current variable rate

PREMIER SAVINGS

  • Open with $20,000 or more
  • A depositor may make no more than six covered transfers or withdrawals per statement cycle
  • Additional withdrawals are $.50 each
  • Interest paid on current variable rate

SILVER SAVINGS

  • Open with $25 or more
  • A depositor may make no more than six covered transfers or withdrawals per statement cycle
  • Additional withdrawals are $.50 each
  • Interest paid on current variable rate

YOUTH SAVINGS

  • Open with $25 or more
  • A depositor may make no more than six covered transfers or withdrawals per statement cycle
  • Additional withdrawals are $.50 each
  • Interest paid on current variable rate