EZ CHECKING
- No minimum balance
- Open with $50 or more
- Visa Debit Card – OAC
- Visa Credit Card w/$500 limit – OAC – Waive Annual Fee
- Overdraft Protection w/$500 limit – OAC
PREMIER CHECKING
- Minimum balance of $500 is required to avoid monthly service charge of $10.00
- Open with $50 or more
- Interest paid at the current variable rate
- Visa Debit Card – OAC
- Visa Credit Card w/$2,500 limit – OAC – Waive Annual Fee
- Overdraft Protection w/$500 limit – OAC
SILVER NOW CHECKING
- No minimum balance
- Open with $50 or more
- Free checks
- Interest paid at the current variable rate
- Visa Debit Card – OAC
- Visa Credit Card w/$2,500 limit – OAC – Waive Annual Fee
- Overdraft Protection w/$500 limit – OAC
MONEY MARKET
- Minimum balance of $1,000 is required to avoid monthly service charge of $10.00
- Open with $1,000 or more
- No interest is paid when under the $1,000 minimum balance
- A depositor may make no more than six covered transfers or withdrawals per statement cycle
- Fees could reduce the earning on the account
- Interest rate tier based on the account balance
- Interest paid on current variable rate
BUSINESS ACCOUNT
- Business ONLY account
- No minimum balance is required
- Open with $100 or more
- Merchant processing available
- Business Credit Cards available – OAC
- Check protection line available – OAC
SAVINGS
- Minimum balance of $10
- Open with $25 or more
- A depositor may make no more than six covered transfers or withdrawals per statement cycle
- Additional withdrawals are $.50 each